5 Best Investment Advisor Companies For UK Ex-Pats

Becoming an expat can open the door to a truly incredible lifestyle. Whether you’ve retired to the sun or relocated to a country where your industry is thriving, there will be many benefits. But there are also plenty of responsibilities, not least with regards to your financial matters. Frankly, smarter investments will carry more importance than ever before.

Finding ways to make your money work harder may feel like an uphill battle, but you don’t have to face the fight alone. A quality financial advisor can be the secret weapon in your arsenal, helping you to maximize your wealth. Building or repairing your financial confidence never looked better.

No two ex-pats are the same, which is why you must find the advisor(s) who align with your needs. Here are five of the top solutions to consider.

#1. Axis Financial Consultants – Best For Pension Transfers & Tax-Efficient Investments

Specialising in pension transfers and tax-efficient investment, Axis Financial Consultants has been helping ex-pats in Europe for over 30 years. The Southern European retirement experts provide complete financial planning solutions for UK ex-pats in France, Spain, and Portugal. If you have moved to this region, they are the only advisors you’d need.

In addition to geographic expertise, they actually have a local presence. This gives them an unrivalled understanding of local tax treaties and regulations. It also means ex-pats can enjoy face-to-face consultations as well as telecom meetings, receiving ongoing support throughout the retirement journey.

The tax and investment advice covers a diverse range of investment strategies, which gives Axis Financial Consultants a huge advantage over single-service competitors.

Top Features

• An all-in-one financial planning service.
• Specialises in the Southern European markets.
• Integrated self-invested personal pension (SIPPs).

#2. Aberdeen Investments – Best For Real Estate Investments

Even at a time when the market has been a little less assured than previous decades, real estate remains a top asset for investors. As an ex-pat, you’re probably looking for an opportunity in your local market as well as global markets. Most prefer a relatively passive approach too. Aberdeen Investments is the ideal choice.

The real estate investment trust (REIT) specialist provides the opportunity to invest in global real estate via a full spectrum of solutions targeting income, capital preservation and diversified risk. They offer bespoke real estate strategies, listed real estate and multi-manager strategies, and other services to maximise your wealth growth opportunities.

Aberdeen Investments operates in many markets globally while also offering a range of related investment instruments. Still, its real estate solutions are as safe as houses.

Top Features

• Accessible opportunities with low minimal investments.
• A commitment to sustainable investments.
• Transparent communication throughout.

#3. Hugh James – Best For Crypto Investments

The world of cryptocurrencies and digital assets has become an integral feature of the investment arena. While you can probably get advice on which digital currencies and non-fungible tokens (NFTs) are worth your time, managing them is another challenge altogether. Hugh James offers dedicated services for crypto investments to help you thrive.

Their extensive range of services in this field cover every aspect of how crypto investments integrate with an overall wealth strategy. This includes estate planning, wills, administering estates with digital assets, disputes regarding digital assets, and more. While this environment is still in its infancy, Hugh James is one of the most experienced names in the field.

The universal nature of digital assets makes them an attractive option for ex-pats. From management to crypto claims, working with Hugh James enables superior outcomes.

Top Features

• Free consultation to discuss investment and crypto management goals.
• Crypto lawyers protect you in a volatile landscape.
• Available to clients with small and extensive digital asset portfolios.

#4. St James’s Place – Best For UK-Based Corporate Financial Advice

Emigrating away from the UK doesn’t mean you have to give up on your UK-based businesses. While you probably have reliable managers to take care of the operations, experts at St James’s Place provide the best ongoing advice for business owners. Their extensive experience in the world of corporate financial advice will help unlock the best immediate and long-term outcomes.

St James’s Place can handle corporate financial planning, running your business tax efficiently, risk management, and exit strategies. This extends to looking after the people in your business, allowing you to focus on enjoying life in the new country while things run smoothly back in the UK. A 360° view of your business and goals to create a long-term financial plan is assured.

At this stage of the business journey, financial outcomes are your priority. With the St James’s Place team and their corporate advice, your business and personal finances are under control.

Top Features

• Financial advice spans business and personal matters.
• A human approach underpinned by tailored one-to-one advice.
• Supports businesses at every stage.

#5. Belvin Franks – Best For Returning Ex-Pats

Emigrating to another country isn’t always for life. You may finish your career in another country. Family circumstances might change. Or you may simply start to miss home. Either way, Belvin Franks is perfectly positioned to help you manage the financial aspects of the transition back to the UK. And beyond. Better still, they can begin to help you from the earliest possible stage.

Their support covers cross-border tax planning, investment structures and trusts, currency of investments, estate planning, and pension arrangements including transfers from overseas ventures back to the UK. It is a comprehensive service that allows you to focus on other matters like finding a new home or handling the legalities of migrating back to the UK.

Belvin Franks operates in several European countries, making it an even better solution for anyone coming back from those nations.

Top Features

• Advice is available with a lifetime service.
• Covers inter-group services not usually associated with a UK financial advisory.
• London office ideal for returning Brits.

The Final Word

Whether moving out of the UK or back to it, managing your finances in a tax-efficient and financially stable manner is essential. Even if your financial literacy is high, it’s always best to call an expert. Otherwise, your financial future could be compromised.