INFORMATION AND AVAILABILITY

While we take every care to ensure that the information provided by On: Media and its associates is accurate and complete, you are advised to verify the accuracy of any information before relying on it. We will do our utmost to ensure that this website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the internet, this cannot be guaranteed. Your access may also be suspended or restricted occasionally to allow for repairs, maintenance, or the introduction of new facilities or services. We will always try to limit the frequency and duration of any disruption. The service is provided on an “as is” basis without any warranties of any kind, and to the fullest extent permitted by law, we will not be liable for any inaccuracy or omission in the information provided or any interruptions in availability of the service.

Please note that your statutory rights under the Consumer Rights Act 2015 are unaffected by these terms. We will take reasonable care and skill in the provision of our services.

FINANCIAL DISCLAIMER

The financial content provided on this website, including any articles, blogs, or other information, is intended for general informational purposes only and should not be interpreted as financial, investment, tax, or legal advice. While we endeavour to ensure the accuracy and completeness of all financial information presented, we do not warrant its accuracy or suitability for your individual circumstances.

The content provided does not constitute professional advice and should not be relied upon in making, or refraining from making, any financial decisions. We strongly recommend that you consult with a qualified financial advisor or other professional before making any investment or financial decisions.

On: Media and its affiliates are not registered with or regulated by the Financial Conduct Authority (FCA) or any equivalent body in the EU and do not provide regulated financial advice. Any financial products or services discussed on this site may not be suitable for all investors, and you should consider your own circumstances before making financial decisions.

Investments can go up or down in value, and past performance is not indicative of future results. You should be aware of the risks associated with any investments discussed and be prepared to sustain a loss of capital. On: Media and its associates are not liable for any losses that may arise from reliance on information provided on this website.

CONTRIBUTIONS PROVIDED BY YOU

The website may from time to time invite you to comment on articles and join in webchats. By contributing, you are granting us a worldwide, non-exclusive, perpetual, royalty-free licence to store your contributions on our servers and to display the contributions on the service, in line with data protection regulations including the UK GDPR and EU GDPR. We can’t promise that we will use all contributions provided to us. We want to keep the website clean and friendly. Please do not submit contributions that are offensive, racist, harassing, illegal, misleading, abusive, defamatory, obscene, or otherwise objectionable. We do our best to monitor and moderate contributions but we cannot monitor them all, and you therefore could be at risk yourself if you contribute anything objectionable.

You can request the removal of your contributions at any time, in accordance with your rights under the UK GDPR and EU GDPR. We reserve the right to take down any contribution that breaches any of the above rules and may be obliged to pass copies to appropriate authorities. We reserve the right, among other things, to suspend or terminate your access to the service if you are in breach of these Terms, for example by submitting contributions that are unsuitable.

LINKS TO OTHER SITES, AND REFERENCES TO OTHER PRODUCTS AND SERVICES

The Services will from time to time offer you links to third-party websites. While we hope you will be interested in these other sites, you acknowledge that they are independent from us, and we do not necessarily endorse, and we accept no responsibility or liability for their content, practices, terms and conditions, or suitability. We take reasonable care in linking only to reputable sites but cannot be responsible for third-party content or damages caused by third-party links. This limitation is in line with the eCommerce Directive (EU) 2000/31/EC, which remains applicable to UK law post-Brexit.

COMPUTER VIRUSES

We will use reasonable endeavours to ensure that the Services do not contain or spread any viruses or other malicious code. However, we recommend that you ensure that your computer runs up-to-date anti-virus software just in case. We are not liable for any sort of damage or loss caused by viruses or other malicious code originating or contracted from this website. Liability will be limited to what is reasonable under the Consumer Protection Act 1987 and the Product Liability Directive.

INTELLECTUAL PROPERTY

The copyright and all other rights in and to On: Media and all the content featured on the Services from time to time are owned by us or our licensors. As a user of the site, you may store, print, and display that content solely for your own personal use. You may not publish, manipulate, distribute, or reproduce any of that content in any way, nor may you use any of that content in connection with any business or commercial enterprise. On: Media is a trademark belonging to us. All other trademarks used on the Services are the property of their respective owners. No licence or consent is granted to you to use these trademarks in any way, and you agree not to use these trademarks without our prior written permission.

LIABILITY

Except as specifically set out in these Terms, all conditions, warranties, and representations expressed or implied by law are hereby excluded. We are not responsible or liable for events beyond our direct control. Because of the complex and constantly changing nature of our technology and business, we cannot guarantee nor do we represent that our performance will be error-free. We shall not have any liability to you for any costs, expenses, damages, and any other liabilities however arising, including as a consequence of your usage of the Services or the release of your personal information in accordance with our Privacy Policy.

Notwithstanding the above, nothing in this paragraph limits or excludes our liability for any matter for which it would be illegal for us to limit or exclude, or attempt to limit or exclude, our liability. This includes any limitations that would contravene the Consumer Rights Act 2015 or data protection laws.

INDEMNITY

You agree to indemnify and keep us indemnified against any damage, loss, liability, or cost incurred by us resulting from any breach of these Terms by you, or any claims or legal proceedings brought or threatened against us as a result of your use of the Services. Claims must be directly attributable to your actions.

GOVERNING LAW AND INTERNATIONAL USERS

These Terms are governed by English law, and the courts of England and Wales shall have exclusive jurisdiction over any disputes arising in relation to these Terms or the service. However, if you are an EU consumer, you may bring claims in the courts of your country of residence in accordance with your local laws, as per EU consumer protection law.

For users outside the UK and EU, by using this service, you agree that any disputes shall be governed by and interpreted in accordance with English law. Where local laws provide mandatory consumer protections that cannot be overridden, we will comply with those local requirements to the extent required by law.

Users from jurisdictions outside the UK and EU are responsible for ensuring compliance with any applicable local laws, including but not limited to data protection and consumer protection regulations.

INTERNATIONAL SANCTIONS AND RESTRICTIONS

Our services may not be available to users in countries subject to international sanctions or trade restrictions, including but not limited to those imposed by the United Kingdom, the European Union, the United States, or other relevant jurisdictions. We reserve the right to refuse service or terminate accounts for users in countries or regions affected by such restrictions.

In the event that any term of these Terms is held to be invalid or unenforceable, the remainder of these Terms will remain valid and enforceable.

These Terms were last updated on 18th September, 2024. We reserve the right to update or amend these Terms as necessary.