TERMS AND CONDITIONS
INFORMATION AND AVAILABILITY
While On: Media and its associates take every care to ensure that the information provided on this website is accurate and complete, users are advised to verify the accuracy of any information before relying on it. On: Media will do its utmost to ensure that this website is uninterrupted and that transmissions are error-free. However, due to the nature of the internet, this cannot be guaranteed. Access may also be suspended or restricted occasionally to allow for repairs, maintenance, or the introduction of new facilities or services. On: Media will always try to limit the frequency and duration of any disruption.
The service is provided on an “as is” basis without any warranties of any kind, and, to the fullest extent permitted by law, On: Media will not be liable for any inaccuracy or omission in the information provided or any interruptions in the availability of the service.
Please note that your statutory rights under the Consumer Rights Act 2015 are unaffected by these Terms. On: Media will take reasonable care and skill in the provision of its services.
AI-GENERATED CONTENT AND IMAGES
From time to time, On: Media may use generative artificial intelligence tools to assist in creating, editing, illustrating or enhancing content on this website, including text, images, audio and video. Such tools are used as part of the normal editorial and design process.
All content published on the website, whether or not AI-assisted, is reviewed by humans before publication. However, due to the inherent limitations of AI technology, On: Media cannot guarantee that any AI-assisted content will be free from errors, omissions, unintended bias, or third-party rights issues. The service is therefore provided on an “as is” basis and users should not rely solely on AI-assisted content when making decisions of legal, financial, medical or other professional importance. Independent professional advice should always be sought where appropriate.
Any resemblance between AI-generated images and real persons, living or dead, is unintentional unless expressly stated. If you believe that any AI-generated or AI-assisted content on this website infringes your rights, misuses your personal data, or otherwise causes you concern, please contact On: Media with details. On: Media will review the material and take appropriate action where necessary.
FINANCIAL DISCLAIMER
The financial content provided on this website, including any articles, blogs or other information, is intended for general informational purposes only and should not be interpreted as financial, investment, tax or legal advice. While On: Media endeavours to ensure the accuracy and completeness of all financial information presented, it does not warrant its accuracy or suitability for any individual’s particular circumstances.
The content provided does not constitute professional advice and should not be relied upon in making, or refraining from making, any financial decisions. Users are strongly recommended to consult with a qualified financial adviser or other professional before making any investment or financial decisions.
On: Media and its affiliates are not registered with or regulated by the Financial Conduct Authority (FCA) or any equivalent body in the EU and do not provide regulated financial advice. Any financial products or services discussed on this site may not be suitable for all investors, and users should consider their own circumstances before making financial decisions.
Investments can go up or down in value, and past performance is not indicative of future results. Users should be aware of the risks associated with any investments discussed and be prepared to sustain a loss of capital. On: Media and its associates are not liable for any losses that may arise from reliance on information provided on this website.
CONTRIBUTIONS PROVIDED BY YOU
The website may from time to time invite users to comment on articles and join in webchats. By contributing, users grant On: Media a worldwide, non-exclusive, perpetual, royalty-free licence to store their contributions on its servers and to display the contributions on the service, in line with data protection regulations including the UK GDPR and EU GDPR. On: Media cannot promise that it will use all contributions provided.
On: Media aims to keep the website clean and friendly. Users must not submit contributions that are offensive, racist, harassing, illegal, misleading, abusive, defamatory, obscene or otherwise objectionable. On: Media does its best to monitor and moderate contributions but cannot monitor them all, and users therefore could be at risk themselves if they contribute anything objectionable.
Users can request the removal of their contributions at any time, in accordance with their rights under the UK GDPR and EU GDPR. On: Media reserves the right to take down any contribution that breaches any of the above rules and may be obliged to pass copies to appropriate authorities. On: Media reserves the right, among other things, to suspend or terminate access to the service if a user is in breach of these Terms, for example by submitting contributions that are unsuitable.
Where a user uses AI tools to create or assist with any contribution, that user is responsible for ensuring that such content complies with these Terms, does not infringe any third-party rights, and that they have all necessary rights and permissions to submit it. Users must not use AI tools to generate illegal, abusive or infringing content for submission to the website.
LINKS TO OTHER SITES, AND REFERENCES TO OTHER PRODUCTS AND SERVICES
The Services will from time to time offer users links to third-party websites. While On: Media hopes users will be interested in these other sites, users acknowledge that they are independent from On: Media. On: Media does not necessarily endorse, and accepts no responsibility or liability for, their content, practices, terms and conditions or suitability.
On: Media takes reasonable care in linking only to reputable sites but cannot be responsible for third-party content or for any loss or damage a user may suffer as a result of visiting or using third-party sites. Use of third-party websites will be governed by their own terms and privacy policies. Nothing in these Terms affects any rights users may have under applicable e-commerce and consumer protection laws.
COMPUTER VIRUSES
On: Media will use reasonable endeavours to ensure that the Services do not contain or spread any viruses or other malicious code. However, it is recommended that users ensure that their computers run up-to-date anti-virus software just in case.
On: Media is not liable for any loss or damage caused by viruses or other malicious code originating from or contracted via this website, except to the extent that such liability cannot lawfully be excluded under applicable law, including the Consumer Protection Act 1987.
INTELLECTUAL PROPERTY
The copyright and all other rights in and to On: Media and all the content featured on the Services from time to time are owned by On: Media or its licensors. As a user of the site, an individual may store, print and display that content solely for their own personal use.
Users may not publish, manipulate, distribute or reproduce any of that content in any way, nor may they use any of that content in connection with any business or commercial enterprise. On: Media is a trademark belonging to On: Media. All other trademarks used on the Services are the property of their respective owners. No licence or consent is granted to users to use these trademarks in any way, and users agree not to use these trademarks without prior written permission from the relevant owner.
LIABILITY
Except as specifically set out in these Terms, all conditions, warranties and representations expressed or implied by law are hereby excluded to the fullest extent permitted by law. On: Media is not responsible or liable for events beyond its direct control. Because of the complex and constantly changing nature of its technology and business, On: Media cannot guarantee nor represent that its performance will be error-free.
On: Media shall not have any liability to users for any costs, expenses, damages or other liabilities however arising, including as a consequence of a user’s usage of the Services or the release of their personal information in accordance with the Privacy Policy.
Notwithstanding the above, nothing in this paragraph limits or excludes On: Media’s liability for any matter for which it would be illegal to limit or exclude, or attempt to limit or exclude, liability. This includes any limitations that would contravene the Consumer Rights Act 2015 or data protection laws.
Nothing in these Terms is intended to exclude or limit any rights users may have under applicable consumer protection legislation.
INDEMNITY
Users agree to indemnify and keep On: Media indemnified against any damage, loss, liability or cost incurred by On: Media resulting from any breach of these Terms by the user, or any claims or legal proceedings brought or threatened against On: Media as a result of the user’s use of the Services. Claims must be directly attributable to the user’s actions.
GOVERNING LAW AND INTERNATIONAL USERS
These Terms are governed by English law, and the courts of England and Wales shall have exclusive jurisdiction over any disputes arising in relation to these Terms or the service. However, if a user is an EU consumer, they may bring claims in the courts of their country of residence in accordance with their local laws, as per EU consumer protection law.
For users outside the UK and EU, by using this service, they agree that any disputes shall be governed by and interpreted in accordance with English law. Where local laws provide mandatory consumer protections that cannot be overridden, On: Media will comply with those local requirements to the extent required by law.
Users from jurisdictions outside the UK and EU are responsible for ensuring compliance with any applicable local laws, including but not limited to data protection and consumer protection regulations.
INTERNATIONAL SANCTIONS AND RESTRICTIONS
On: Media’s services may not be available to users in countries subject to international sanctions or trade restrictions, including but not limited to those imposed by the United Kingdom, the European Union, the United States or other relevant jurisdictions. On: Media reserves the right to refuse service or terminate accounts for users in countries or regions affected by such restrictions.
If any term of these Terms is held to be invalid or unenforceable, the remainder of these Terms will remain valid and enforceable.
These Terms were last updated on 18th November 2025. On: Media reserves the right to update or amend these Terms as necessary.