Why it’s Essential to Have the Right Travel Cover

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Why it’s Essential to Have the Right Travel Cover airport

Why it’s Essential to Have the Right Travel Cover

As many as 10 million holidaymakers travel without proper cover, which is a shockingly high number for people who frequently travel. Having the right travel insurance for your trip is essential, you need to make sure you’re covered just in case something goes wrong. As tempting as it might be to get the cheapest policy out there, it’s always worth doing some research when it comes to travel insurance as you need to make sure your policy works for you.

Cover for the whole family

Family cover can be a great option if you want one policy that covers you all, it can save you time and hassle when it comes to renewal dates and policy documentation. It’s also worth taking the time to make sure all of the family have up to date EHIC cards, which are simple to get and free! The card is useful as it allows you to get state healthcare in other EEA countries at a reduced cost, or for free. Whilst this doesn’t replace travel insurance, it is a useful extra to have.

If you’re a family who enjoy taking part in winter sports or activity holidays, then making sure you get a policy that covers these sports is essential as not all policies do. It might be worth taking out an annual policy to cover you for anything you’re likely to do over the year.

Why it’s Essential to Have the Right Travel Cover camper

Cover for pre-existing medical conditions

If you have a medical condition, then getting the right policy to cover this is key. The last thing you need to be worrying about is being affected whilst you’re away and finding out you’re not covered. Policies such as this one from All Clear, cover pre-existing medical conditions, which means you can still get cover for your travel plans. Having this sorted and in place before your holiday gives you time to make sure you have your documents printed, or a digital copy in a safe place. If you ever do need to reach for your documents during your holiday, it’s a lot less stressful if you know where to find them.

Travel disruptions

The last thing anyone wants on their holiday are disruptions to your travel. From delays to your journey, cancelled flights and other issues. It can sometimes be a bit of a grey area to know what might be covered, so it’s always worth seeing if this is something you can add onto your policy. This is something worth checking before you travel, so you know where you stand should anything happen. The Civil Aviation Authority do have some advice around how to deal with flight disruption, so if you’re not sure on the best way to deal with any issues then this could be a useful place to start. You can also check with the airport you’re flying from to see what they advise you on doing should anything happen.

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